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Don’t Take the Bait: A Practical Guide to Protecting Yourself from Modern Fraud

Don’t Take the Bait: A Practical Guide to Protecting Yourself from Modern Fraud

by David Leibowitz | Personal Bankruptcy

Fraud isn’t what it used to be. Gone are the days of obvious Nigerian prince emails riddled with typos. Today’s scammers are sophisticated, patient, and deeply manipulative. They use artificial intelligence to clone voices, craft flawless phishing emails,...
America’s Silent Consumer Debt Crisis

America’s Silent Consumer Debt Crisis

by David Leibowitz | Personal Bankruptcy, Debt Consolidation

Entering 2025, more and more Americans are falling behind on their bills as consumer debt continues to skyrocket. US households are relying more heavily on credit cards in order to meet basic needs and combat the mounting economic pressures — rising inflation,...
Means Test: Can I File for Chapter 7 Bankruptcy with $100K Income?

Means Test: Can I File for Chapter 7 Bankruptcy with $100K Income?

by David Leibowitz | Personal Bankruptcy

Thanks to inflation, you can make over $100,000 and still file for Chapter 7 bankruptcy.  Here in Illinois, a married couple without children can make up to $84,000 and still qualify for Chapter 7 bankruptcy. Even a family of 4 can make $120,000 and still be qualified...
Maxed Out Credit Cards? 2023 Statistics & How to Clear Your Debt

Maxed Out Credit Cards? 2023 Statistics & How to Clear Your Debt

by David Leibowitz | Debt Consolidation, Personal Bankruptcy

I’m worried about you, especially with more and more people on the verge of maxing out their credit cards.  Credit cards are extremely convenient and easy to use. With the holidays coming up – Black Friday, Small Business Saturday, Cyber Monday, Hanukkah,...
How Bankruptcy Law Can Protect You from Home Title Theft

How Bankruptcy Law Can Protect You from Home Title Theft

by David Leibowitz | Personal Bankruptcy

Tax Foreclosure: A Far Too Common Reality How many times have you heard the story about the elderly homeowner who lost their house because someone paid their delinquent taxes for a small sum of money – far less than the value of the home that they had paid off in full...

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